Micro Lending – Service innovation in the mobile sector

February 2015 | Christian Teichmann, Dan Lerner | Mobile Telecoms | Whitepaper

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Solon Telecoms Whitepaper

Driven by hyper-competitive markets and stagnant ARPUs, developing-world mobile operators are looking to outsourcers to run new services for them: one of the most successful products has been lending airtime. We estimate $19bn of airtime was lent in 2014 globally, with platform providers taking as much as five per cent of this in service fees. With their entry into the financial services arena, platform providers are now a powerful complement to the existing mobile financial services platforms of the MNOs.